About the role
Responsibilities:
- In this role, you are required to do analysis and solve lower-complexity problems.
- Your day-to-day interaction is with peers within Accenture before updating supervisors.
- In this role, you may have limited exposure to clients and/or Accenture management.
- You will be given moderate-level instruction on daily work tasks and detailed instructions on new assignments.
- The decisions you make impact your own work and may impact the work of others.
- You will be an individual contributor as part of a team, with a focused scope of work.
- Conducting financial statement analysis, performance evaluation, industry risk evaluation and trend analysis to assess the creditworthiness of large corporate clients.
- Recommending appropriate credit facilities in line with internal policy and risk appetite.
- Managing client portfolios and overseeing credit rating assignments, along with interim financial analysis and hygiene checks.
- Preparation of the debt service coverage worksheet and credit appraisal memo.
- Performing financial data entry and analysis using Excel templates based on 10-K and 10-Q filings.
- Preparing credit reports and Credit Assessment Memos (CAMs) for annual reviews, incorporating counterparty profiles, key rating factors, credit risk evaluations (including financial and peer analysis, rating rationale, and industry outlook).
- Developing forecast models in Excel, including cash flow models under various scenarios.
- Expected case, downside case, and management case to project financials over a five- to seven-year horizon.
- Creating and analysing enterprise valuation models to determine a company's total value, including both equity and debt components.
Requirements:
- Proven experience in credit review and appraisal, credit rating analysis, report writing, and evaluating capital structure, EBITDA, leverage ratios, and financial statements of large corporates; well-versed in cash flow models and enterprise valuation techniques.
- Familiarity with third-party credit platforms like S& P Capital IQ, IBIS, and Moody's Credit Edge will be an added advantage.
- Strong communication skills, with the ability to multitask, prioritise effectively, and meet tight deadlines.
- Analytical and logical thinker with a clear understanding of client requirements and expectations.
- Skill required: Com. Bkg - Credit UW - Commercial Credit Underwriting.
- Qualifications: CA.
- Years of Experience: 3 to 5 years.