About the role
Credit Assessment & Underwriting Analyze loan applications and financial documents. Evaluate customer repayment capacity, banking behavior, and credit history. Conduct risk assessment for retail, housing, LAP, vehicle, MSME, or personal loan cases. Review CIBIL/credit bureau reports and verify eligibility criteria. Recommend approval, rejection, or deviation requests based on risk assessment. Policy Compliance Ensure all proposals comply with company credit policies and regulatory guidelines. Verify KYC, income, employment, business, and property documents. Maintain adherence to internal audit and risk management standards.