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Tata Consultancy Services

Posted 8 Oct 2026

Cards SME

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Team
BUSINESS PROCESS SERVICES
Posted
8 Oct 2026

About the role

Job Role: Card SME (Manual Testing)

Location: Mumbai, Trill

Experience: 3-6 Years

Job Responsibilities:

  • Strong manual testing experience with deep functional knowledge of debit cards and credit cards.
  • End-to-end understanding of the card lifecycle, including product setup, card issuance, activation, usage, authorisation, clearing, settlement, billing, repayment, collections, dispute, chargeback, fraud controls, replacement, renewal and closure.
  • Hands-on knowledge of OTS/VTS simulators and card transaction testing across ATM, POS, e-commerce, contactless, domestic and international channels.
  • Good understanding of card schemes, transaction messages, response codes, reversals, refunds, advice messages and exception handling.
  • Mobile banking testing knowledge for card servicing, transaction controls, limits, PIN services, block/unblock and customer notifications.
  • Ability to review requirements, identify business scenarios, define UAT scope, build test coverage and ensure requirement traceability.
  • Ability to guide testers, review test cases and evidence, triage defects and support business sign-off.
  • Good stakeholder-management skills and ability to work with business, operations, technology, fraud, finance and reconciliation teams.
Qualifications: BACHELOR OF ENGINEERING

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