Centralized Cross Liability Analyst

Perform cross-liability analysis for standard accounts, identifying locations with cross-liability that require adjustments to how capacity is structured and allocated, beyond standard risk transfer outputs. Determine linesetting (LS) diagrams and capacity allocations, considering loss scenarios, aggregation exposure, risk quality, and reinsurance impacts. Proactively communicate findings to Operations for cross-liability capacity-impacted locations, including any instructions related to necessary adjustment(s) to reinsurance on line settings. Update and maintain cross liability scenarios in Account Insight - Cross Liability. Collaborate with Staff Underwriting, Staff Engineering, Division, and Operations personnel as necessary to resolve any scenarios, including confirming the loss scenario, MFL/Amount Subject, risk quality, and available capacity for line setting.

Responsibilities:

• Perform a cross liability analysis for requested standard accounts by gathering, evaluating, and documenting exposure data and identifying cross liability exposures that warrant a LS adjustment from what Risk Transfer would otherwise have generated.
• Determine and finalise linesetting diagrams and capacity allocations by validating risk quality inputs, confirming MFL, and reinsurance impacts.
• Create, validate, and maintain cross liability scenarios in Account Insight - Cross Liability, ensuring accuracy, completeness, and adherence to process standards
• Communicate findings of analysis to Staff Underwriting, Staff Engineering, Division, and Operations personnel as necessary to resolve any complex cross liability scenarios, including confirming the loss scenario, MFL/Amount Subject, risk quality, and available capacity for linesetting.
• Identify minor data or workflow improvements.

Requirements:

• 2+ years of experience required to perform essential job functions.
• 4 year / Bachelors Degree required.
• 2+ years of experience underwriting commercial property.
• Additional Experience Qualifier (optional): Exposure to commercial insurance, underwriting support, insurance operations, risk services, or data/analytical roles
• Understand the basic transactions of underwriting procedures.
• General knowledge of loss prevention procedures and how they impact the underwriting process.
• Strong planning and organising skills, solution-oriented.
• Strong data accuracy and validation skills with ability to identify inconsistencies.
• Clear written communication skills.
• Considerable computer and analytical skills.
• Positive attitude.
• Results-driven.
• High level attention to detail when handling account information and documentation.

Must Have Skills:

• Ability to gather, validate, and synthesise data from multiple systems.
• Comfortable making fact-based decisions about property exposures.
• Ability to align stakeholders on complex scenarios and resolve gaps quickly.
• Strong planning and organising skills, prioritisation, and a solution-oriented approach.
• Clear and action-oriented communication skills.
• Ability to handle high-volume request intake and shifting priorities.
• Operates efficiently in a centralised, queue-based workflow.
• Demonstrates accountability for each assessment's analysis quality, timeliness of delivery, and output accuracy.
• High-level attention to detail when handling account information and documentation.
• Positive attitude.
• Results-driven.