About the role
About Shriram Finance
Shriram Finance is one of India's leading Non-Banking Financial Companies (NBFCs), offering a comprehensive range of financial products and services, including commercial vehicle finance, retail lending, MSME finance, gold loans, and insurance. With a strong pan-India presence and a customer-centric approach, the company is committed to driving financial inclusion and empowering individuals and businesses through accessible and innovative financial solutions.
Job description:- Evaluating credit proposals covering financial and business risk.
- Credit underwriting and CAM preparation of Commercial vehicle, Passenger vehicle, Farm and Construction equipment, and other loan products as per Policy.
- Evaluation of financial statements and ratio analysis for borrower & business profile.
- Document and KYC verification, PDD tracking, and closure as per Norms.
- Preparation of viability report for vehicles.
- Coordinating in the entire disbursement process for Sanction of loans as per requirement and credit history.
- Ensuring compliance with company policies and regulations.
- Monitoring loan portfolio performance and identifying risks.
- Applying credit scoring models and underwriting guidelines.
- Collaborating with sales and operations teams.
- Staying updated on industry trends and changes.
- Minimum 2 years of experience in credit underwriting, preferably in the vehicle finance industry.
- Job Location: Across India
- Bachelor's degree in finance, accounting, business administration or related field.