About the role
Job Description
Role - Credit Manager
Educational Qualifications - Graduate/Postgraduate
Experience & Requirement - Minimum of 3-5 years of experience in Secured loan products( HL/ LAP).
Roles & Responsibilities -
• The incumbent will be responsible for underwriting secured proposals for loan customers as per the laid down policies & procedure to honour the agreed SLAs and manage area business volumes.
• To conduct personal discussion with customers to establish Credit worthiness.
• The incumbent will ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
• To coordinate with sales to achieve targets and ensure TAT or SLAs are met.
• To ensure credit policy adherence to the accepted standards.
• Responsible for the branch portfolio quality and ensure collections buckets.
• Conduct regular training sessions for policy updates.
• Hands on experience in Legal and technical assessment.
• Empanel local vendors for legal and Technical support from in and around area.