About the role
Ensure proper credit evaluation of customers as per policy & process Conduct personal discussion with customers for evaluation of Loan proposal Support the branch team in achieving desired branch objective. Manage & Maintain TAT for Loan disbursement. To diligently appraise loan applications in line with credit policy of the organization. Ensure Credit policies to build a good quality portfolio of the branch. Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records. Ensure approving authority of 25 Lac is utilized in a fair & transparent manner Ensure Quality Portfolio of the branch is Maintained Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria Maintain high standards on credit appraisal through personal discussion with customer, as appropriate supplemented by documentation provided Minimize turnaround time per application Evaluation of assessed and declared income group eligible for Housing & LAP. Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate