About the role
- Process and review credit applications, ensuring compliance with policies and regulations.
- Verify and validate customer information and documentation for creditworthiness.
- Collaborate with the customer care team to address customer inquiries and concerns regarding credit processing.
- Maintain accurate records and documentation of credit transactions.
- Monitor and analyze credit trends and patterns to identify potential risks or areas for improvement.
- Assist in the development and implementation of credit processing procedures and guidelines.
- Conduct periodic reviews of credit files to ensure accuracy and completeness.
- Provide support and guidance to other team members in credit-related matters.
- Stay updated with industry trends and best practices in credit processing.
- Ensure data security and confidentiality in all credit-related activities.
- A bachelor's degree in finance, business administration, or a related field is preferred.
- Minimum of 2 years of experience in credit processing or a similar role.
- Strong knowledge of financial services and credit regulations.
- Excellent attention to detail and analytical skills.
- Proficiency in using credit processing software and systems.
- Ability to work independently and manage multiple tasks simultaneously.
- Effective communication and interpersonal skills for customer interaction.
- A proactive and solution-oriented approach to problem-solving.
- Familiarity with data analysis tools is an asset.
- Willingness to learn and adapt to new processes and technologies.