About the role
Job brief We are looking for a professional Credit Analyst to determine our customers’ creditworthiness. You will analyze financial data to assess the likelihood of a borrower honouring their financial obligations. Responsibilities Assess creditworthiness of existing or prospective clients Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc) Complete ratio, trend and cash flows analyses and create projections Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner Determine in depth the degree of risk involved Carefully analyse data and produce clear and objective reports Routinely monitor loans for compliance Adhere to credit policy and guidelines Monitor corporate portfolio asset quality on an ongoing basis Draft models of credit information that predict trends and patterns Requirements Proven working experience as a credit analyst Proficiency in statistical packages and financial software Up to date with legal, compliance and market risk related issues Ability to analyze cash flows, leverage, collateral and customer strength Strong communication and presentation skills Sound judgement BS degree in Business, Statistics or related field