About the role
Job Purpose
Job code – Assistant Manager / Deputy Manager / Manager – Gold Audit
Qualification:
Graduation, PGT, MBA
Relevant Experience:
Minimum 3 Years in Gold loan auditing & minimum 5 years’ experience in gold loan industry.
Gold Assessment Certificate from Recognized Organization (MSME / Govt Institute) is a plus.
Functional and Behavioral Competencies:
Deep Knowledge of gold testing methods and equipment.
Ability to identify quality & Purity of gold in any form by manual assessment
Calculation of gold valuation pledged by customers.
Keen eye of observation.
Strong Team Management Skill
Ready for travel for 15-18 days in months.
Good experience of Excel to carry out analysis and prepare report
Job Responsibilities:
•Conduct regular audits of gold loan branches to ensure adherence to internal policies, procedures and regulatory requirements.
•Responsible for physical verification of gold pledged for loans in the Branches as per checklist.
•Identify potential risks, discrepancies and fraudulent activities in the gold loan operations.
•Analyze gold loan processes and recommend enhancement for operational efficiency.
•Perform Gold Loan audit of the Branches to identify areas of risk, monitor adherence to laws, regulations, policies, procedures and set standards and reinforce internal control measures.
•Responsible for conducting Gold Loan audits in the Branches assigned to them
•Conducting audit in the assigned branches in the allotted days.