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hdfcergocareers

Posted 5 Oct 2026

Deputy Vice President - Commercial Underwriting

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Team
HDFC ERGO General Insurance
Posted
5 Oct 2026

About the role

Key Roles &Responsibilities Assess financial statements, credit histories, paymentbehaviour, and contractor risk for Surety Bond proposals. Conduct detailed evaluation of project risks, EPC contracts, concession agreements, tender conditions, and beneficiary requirements. Structure and underwrite various Surety Bonds such as Performance Bonds, Advance Payment Bonds, Retention Bonds, Supply Bonds, and other project?linked guarantees. Ensure seamless issuance, documentation accuracy, andtimelycommunication to clients and stakeholders. Build andmaintainstrong relationships with brokers, corporate clients, banks, lenders, EPC contractors, and industry partners. Liaise with internal teams including finance, operations, legal, compliance, and risk for underwriting decisions and policy issuance. Monitor early warning indicators, deterioration trends, exposure concentration, and overdue risks across the Surety portfolio. Address client queries, guide them through policy processes, and ensure customer?centric service delivery. Participate in strategic deal discussions, renewal meetings, and portfolio reviews with brokers and partners. Maintain audit?ready documentation, ensure 100% compliance with governance norms, and meet all regulatory reporting timelines. Key Requirements – Education & Certificates Chartered Accountant (preferred) or MBA/PGDM in Finance, Risk, or Insurance. Professional insurance certifications such as AIII / FIII are an added advantage. Key Requirements - Experience &Skills Experience 8–14 years in Corporate Insurance, Commercial Lines, Sales Capability, or BFSI Capability roles Experience in GI industry, broking, riskadvisoryor corporate distribution enablement preferred Skills Strong understanding of commercial lines, underwriting fundamentals, and risk-based solutioning for corporate clients Ability to build structured learning architectures, certifications, simulations and deliver high-quality trainings Strong ability to collaborate with Corporate Sales, Underwriting, Product, RiskEngineeringand external partners to drive aligned capability outcomes Comfort withanalyzingsales performance data,identifyingcapabilitygapsand measuring impact throughproficiencyand business metrics Strategic thinking with strong execution discipline Excellent communication and presentation skills Agility,problem-solvingand solution-oriented mindset

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