About the role
Purpose of the role: The position has been created to enable clear focus on target achievement of OD numbers & Manage collection of all buckets of a state in Housing & mortgages Loan portfolio. Key Responsibilities: Track and Ensure Repayments of the Loan disbursed for Housing & Mortgages Loans To increase the revenue from collection Enable Collection team to high performance and be a team player To Build and Nurture team & enable them to achieve high performance Ensure loan portfolio to be maintained by closely following up on the first 12 months repayments Manage Hard Bucket/NAP collection of the branch Manage a team of Branch receivable manager & collection team of branch Handling follow up of Cheques/ECS bounce cases and NPDC delay cases NPA resolution recovery from write off cases overall reduction in OD Focus on NPA Account collection stock clearance etc Ensure process of repo vehicle is followed in every branch & is tracked properly Regular Customer Visit & branch Visit Execution of legal procedure Desired Experience: 10 to 15 years Type of companies/sector worked for(Private commercial banks and large NBFCs) Responsibilities managed in the previous organizations Primarily Collection function. Past experience on the Collection side of Housing & Mortgages.) Languages (Applicants should preferably be from the same area and should speak, read and write the local language) Computer/technical skills (Basic Computer Knowledge) Qualifications: Graduation: Any Graduate Post-graduation: MBA Professional Qualifications: IF any related to collection or Management Certifications : IF any would be an added advantage