Executive KYC & AML

Position: Transaction Monitoring Officer / Senior Executive – Transaction MonitoringDepartment: Financial Crime Compliance / AMLLocation: As per business requirement

To monitor customer transactions and identify suspicious activities, unusual patterns, and potential money laundering or fraudulent transactions in compliance with regulatory requirements, internal policies, and AML guidelines.

• Review and monitor alerts generated through transaction monitoring systems.
• Investigate unusual, suspicious, or high-risk transactions and perform detailed analysis.
• Conduct customer profiling and transaction pattern reviews to identify potential AML/CFT risks.
• Prepare and escalate suspicious cases for further review and filing of regulatory reports, wherever applicable.
• Ensure timely closure of alerts within defined TATs while maintaining quality standards.
• Handle alerts related to cash transactions, remittances, account activities, digital transactions, and other risk indicators.
• Maintain proper documentation, audit trails, and investigation records.
• Coordinate with branches and business teams to obtain supporting information/documents.
• Support regulatory inspections, internal audits, and compliance reviews.
• Stay updated on AML regulations, financial crime trends, and internal compliance policies.