About the role
Job SummaryWe are looking for a Finance / Treasury Executive with hands-on experience in managing fund-based and non-fund-based bank limits, credit control, and complete LC/BG documentation. The role involves coordinating with banks, ensuring compliance with sanctioned limits, managing working capital, and supporting smooth treasury operations.
Key ResponsibilitiesBanking & Treasury Operations
- Manage fund-based limits (Cash Credit, Overdraft, Term Loans, Packing Credit, Buyer’s Credit)
- Manage non-fund-based limits (Letter of Credit, Bank Guarantee – performance & financial)
- Monitor utilization of bank limits and ensure compliance with sanction terms
- End-to-end handling of LC opening, amendments, retirement, and closure
- Coordination with banks for import/export LCs
- Preparation, verification, and submission of LC & BG documentation
- Tracking validity, margins, commission, and expiry of LCs and BGs
- Monitor customer credit limits and outstanding receivables
- Liaise with bankers for day-to-day transactions and operational requirements
- Prepare and submit stock statements, CMA data, QIS, and MIS to banks
- Maintain proper documentation for bank audits and inspections
- Ensure compliance with RBI guidelines and bank covenants
- Prepare treasury-related MIS reports for management
- Track interest costs, bank charges, and optimize fund utilization
Qualifications & SkillsEducation
- Bachelor’s degree in Commerce / Finance
- CA-Inter / CMA-Inter / MBA (Finance) preferred
- 3–6 years of relevant experience in treasury, banking, or finance operations
- Strong exposure to fund-based & non-fund-based facilities
- In-depth knowledge of LC, BG, bank limits, and credit control
- Experience working with multiple banks
- Proficient in MS Excel and ERP systems (SAP / Oracle / Tally)