Gold Appraiser

A Customer Care Executive (CCE) at IIFL Finance (Gold Loan division) is responsible for handling customers at the branch, supporting loan processing, and ensuring smooth service experience.

In simple terms:

“You are the first point of contact for customers and the support system for the branch team.”

Welcome and assist walk-in customers

Understand customer requirements (loan, renewal, closure)

Explain:

Gold loan process

Interest rates

Repayment options

Ensure excellent customer experience and quick service

Collect and verify:

Aadhaar / PAN

Address proof

Photographs

Ensure proper KYC compliance as per RBI norms

Fill and process loan application forms

Maintain accurate customer records

Coordinate with:

Gold Appraiser

Branch Manager

Assist in:

Loan entry in system

Documentation completion

Ensure fast turnaround time (TAT) for disbursement

Call customers for:

Loan renewals

Interest payments

Overdue reminders

Handle inbound customer queries

Maintain relationship with existing customers

Enter customer and loan details into company systems

Maintain:

Daily transaction records

Customer database

Generate basic reports for branch operations

Assist in:

Cash collection (interest/repayment)

Receipt generation

Ensure proper cash reconciliation at end of day

Support smooth coordination between:

Customers

Appraisers

Sales staff

Help manage:

Customer queue

Branch workflow

Follow:

Company policies

RBI guidelines

Ensure error-free documentation

Support audits and verification processes

Basic knowledge of:

Banking/NBFC processes

Documentation & KYC

Computer skills (MS Excel, data entry systems)

Good communication (Hindi/English + local language)

Customer handling & patience

Attention to detail

Multitasking ability

Graduate (preferred) or 12th pass

0–3 years of experience in:

Customer service

Banking/NBFC

Retail or telecalling

Freshers are often hired

Customer satisfaction levels

Accuracy of documentation

Turnaround time (TAT)

Number of customer interactions handled

Follow-up conversion (renewals, payments)

Entry-level role in NBFC structure

Repetitive but fast-paced work

High interaction with customers

Moderate pressure during peak business hours

Important support role but not core decision-making

Typical day includes:

Handling walk-in customers

Completing KYC and documentation

Coordinating loan processing

Calling customers for follow-ups

Updating system records

Growth opportunities in **IIFL Finance Gold Loan:

Customer Care Executive ⬇

Senior CCE / Operations Executive ⬇

Assistant Branch Manager ⬇

Branch Manager ⬇

Territory Manager