About the role
Job Title
RMCC Risk Analyst
Business Unit
Integrated Risk Management
Reporting To
Team Lead - RMCC / Senior Risk Analyst
Job Function and Role Type
Risk, Individual Contributor
Version No
3.0
Job Purpose
Responsible for assessing creditworthiness, regulatory reporting, KRI computation, and vendor outsourcing risk management. Supports RMCC sub-verticals with analysis, reporting, and compliance activities.
Key Responsibilities
Ratings Team Responsibilities
Analyze financials and credit proposals to assess creditworthiness.
Monitor and review ratings for assigned portfolios.
Identify risks and evaluate business models.
Credit Mid Office Responsibilities
Prepare regulatory reports as per Basel standards.
Resolve audit queries and manage automation projects.
Collaborate with stakeholders to achieve objectives.
Operations Risk Responsibilities
Collect and compute KRI data and score sheets.
Analyze OR loss data and prepare regulatory reports.
Process write-off and provision files.
Outsourcing Risk Responsibilities
Submit vendor reviews and requirement documents.
Evaluate regulatory and compliance requirements.
Test and implement system functionalities.
Other Responsibilities
Perform tasks as defined by business needs.
Education:
Graduation in BCom/BSc/MSc/MCom; MBA/CFA/CA preferred.
Certifications:
CFA, CA, MBA.
Key Competencies
Analytical skills, regulatory knowledge, stakeholder management, planning and organizing, banking product knowledge.
Major Stakeholders
Business and Customer Relationship Management Team, SME/Retail Credit Risk Department, Basel Team, IT Team, Credit Policy Team.