About the role
- Product Strategy & Lifecycle: Define the strategic roadmap, product variants, and feature enhancements for LAP based on market trends and customer segments. [1, 2]
- Policy & Process Framework: Work with Risk, Underwriting (U/w), Legal, Compliance, Operations, and Collections to build and align product policies without compromising asset quality. [1, 2]
- Cross-Functional Collaboration: Partner with IT and digital teams to digitize the loan journey, simplify workflows, and improve "ease of doing business". [1]
- Sales & Channel Enablement: Support frontline sales teams, Direct Selling Agents (DSAs), and branch networks with product clarity, training, marketing collaterals, and targeted sourcing initiatives. [1, 2]
- Data & Portfolio Monitoring: Track funnel conversion, portfolio yields, margins, delinquencies, and churn using MIS and data analytics