Lead - TBML

1. Team Leadership & Oversight

• Lead and supervise a team of TBML analysts and analyst handling portfolio of cross border non-trade remittances, ensuring timely and accurate case reviews.
• Allocate work, monitor productivity, and ensure adherence to SOPs and quality standards.
• Provide coaching, mentoring, and subject‑matter guidance to team members.

2. TBML Monitoring & Investigations

• Providing guidance to perform advanced-level TBML investigations by reviewing trade documents (LCs, invoices, B/L, packing lists, SWIFT messages, etc.).
• Providing guidance to identify red flags such as over/under invoicing, phantom shipments, dual-use goods, shell entities, round‑tripping, and unusual trade routes.
• Providing guidance to conduct deep-dive analysis using internal systems, external databases (e.g., screening tools), and open-source intelligence.
• Ensure appropriate risk assessment and disposition of alerts/cases.

3. Quality Assurance & Reporting

• Perform second‑level quality checks (QC/QA) on analysts’ work.
• Prepare periodic MI reports, dashboards, and management updates.
• Ensure high-quality documentation in line with audit and regulatory standards.
• Reviewing Suspicious Transactions Reports (STRs/SARs) and ensuring timely submission of STRs to FIU IND.

4. Stakeholder Management

• Coordinate with Trade Operations, Compliance, Sanctions, and Business units on escalations.
• Support regulatory queries, internal audits, and enterprise-wide AML reviews.
• Participate in governance meetings and contribute to process improvement discussions.

5. Policy, Training & Continuous Improvement

• Maintain strong knowledge of trade finance products, TBML typologies, and emerging risks.
• Assist in updating TBML procedures, risk indicators, and monitoring scenarios.
• Conduct training sessions for new analysts and cross-functional teams.
• Recommend process enhancements, automation, and control improvements.