About the role
- Manage daily treasury operations and optimize utilization of funds across the organization.
- Monitor cash positions and ensure sufficient liquidity to meet business requirements.
- Drive efficient deployment of surplus funds while minimizing financing costs.
- Support working capital management initiatives across the business.
- Prepare short-term and long-term cash flow forecasts.
- Monitor actual cash flows against projections and highlight variances.
- Coordinate with business and finance teams to assess funding requirements and cash utilization plans.
- Ensure availability of funds for operational, expansion, and strategic business needs.
- Maintain and strengthen relationships with banks and financial institutions.
- Coordinate with bankers for credit facilities, fund transfers, banking services, and treasury-related activities.
- Facilitate opening, modification, and closure of banking arrangements as required.
- Negotiate banking terms and charges to enhance operational efficiency.
- Manage working capital loans, term loans, and other borrowing instruments.
- Coordinate with lenders regarding renewals, repayments, drawdowns, and covenant compliance.
- Evaluate funding options and support debt optimization strategies.
- Track interest costs and ensure timely servicing of debt obligations.
- Manage all treasury-related agreements, sanction letters, banking documentation, and security creation requirements.
- Ensure timely submission of documents and information requested by financial institutions.
- Maintain repository of banking agreements and treasury records.
- Ensure compliance with RBI guidelines and regulations applicable to treasury operations.
- Coordinate documentation related to banking regulations, borrowings, and financial arrangements.
- Support internal and external audits pertaining to treasury and banking activities.
- Monitor changes in regulatory requirements and implement necessary controls.
- Prepare treasury MIS, fund utilization reports, borrowing summaries, and cash position reports for management.
- Establish treasury controls and governance processes to minimize financial and operational risks.
- Ensure adherence to internal financial policies and statutory requirements.
- Chartered Accountant (CA) qualification is mandatory.
- 5-8 years of relevant experience in Treasury, Banking, Corporate Finance, or Financial Planning.
- Experience in retail, FMCG, consumer business, or large-scale corporate organizations preferred.