About the role
We are looking for a highly analytical and detail-oriented professional to support portfolio monitoring, delinquency analytics, collections performance tracking, and management reporting across lending portfolios. The role requires strong ownership, hands-on analytical capabilities, and effective coordination with the Business, Collections, Finance, and Risk teams.
The core responsibilities for the job include the following:
Portfolio and Delinquency Analytics:
- Monitor portfolio performance across delinquency buckets, including 1-30 30+, 60+, and 90+.
- Perform vintage, MOB, roll-rate, bucket-movement, and resolution analyses.
- Identify early-warning indicators and stressed portfolio segments.
- Track collection efficiency and delinquency trends.
Reporting and MIS:
- Prepare daily, weekly, and monthly MIS dashboards for management review.
- Develop and automate reporting frameworks using SQL, Python, Excel, and Power BI.
- Ensure data accuracy through appropriate validation and reconciliation controls.
- Prepare portfolio insights and presentation-ready summaries for stakeholders.
Strategy and Analytical Support:
- Evaluate collection strategies and identify opportunities for improvement.
- Support collection prioritization and portfolio segmentation exercises.
- Build analytical frameworks for recovery optimization and portfolio monitoring.
- Analyze large datasets from internal systems, credit bureaus, and other external sources.
Stakeholder Management:
- Coordinate with the Collections, Business, Finance, and Risk teams.
- Support management discussions with analytical insights and performance commentary.
- Deliver ad hoc analytical requirements within agreed timelines.
Requirements:
- Strong analytical and problem-solving abilities.
- Good understanding of portfolio analytics and collection processes.
- Hands-on experience with SQL, Python, and Excel.
- Working knowledge of visualization tools such as Power BI or Tableau.
- Strong communication and presentation skills.
- Ability to work with large datasets and derive actionable insights.
- (Experience in senior analytics professional + lending/collections domain expertise + SQL/Python + delinquency/vintage/MOB/roll rate + MIS/Power BI. )
Preferred Background:
- Experience in banking, NBFCs, fintech, lending, or financial services.
- Understanding of delinquency metrics, vintage analysis, MOB analysis, roll rates, and collection MIS.