About the role
Group Company: AU Small Finance Bank Limited
Designation: Product Manager Two Wheeler
Office Location:
Position description: #*Position description*#
Primary Responsibilities: #*Primary Responsibilities*#
Additional Responsibilities: #*Additional Responsibilities*#
Reporting Team
- Reporting Designation: #*Reporting Designation*#
- Reporting Department: #*Reporting Department*#
Educational qualifications preferred
#*Education and Experience*#
- Category: #*Category*#
- Field specialization: #*Field specialization*#
- Degree: #*Degree*#
- Academic score: #*Academic score*#
- Institution tier: #*Institution tier*#
Required Certification/s: #*Required Certification/s*#
Required Training/s: #*Required Training/s*#
Required work experience
- Industry: #*Industry*#
- Role: #*Role*#
- Years of experience: #*Years of experience*#
- Lead end-to-end product lifecycle management for two-wheeler loan products, including ideation, development, launch, and post-launch performance analysis.
- Conduct comprehensive market research and competitive analysis to identify opportunities and threats in the two-wheeler financing segment.
- Collaborate with risk, compliance, marketing, and sales teams to ensure product offerings meet regulatory standards and align with business goals.
- Develop detailed product roadmaps and business cases to support strategic decision-making and resource allocation.
- Monitor product performance metrics and customer feedback to drive continuous improvement and innovation.
- Manage stakeholder communication and coordinate cross-functional teams to ensure timely delivery of product initiatives.
- Design and implement pricing strategies, credit policies, and underwriting guidelines specific to two-wheeler loans.
- Stay updated with industry trends, regulatory changes, and emerging technologies to maintain product competitiveness.
- Support training and enablement programs for sales and customer service teams to enhance product knowledge and customer experience.
- Prepare detailed reports and presentations for senior management to inform strategic planning and investment decisions.
- Product Lifecycle Management
- Market Research and Competitive Analysis
- Financial Modeling and Pricing Strategy
- Regulatory Compliance and Risk Management
- Cross-functional Team Leadership
- Customer Segmentation and Targeting
- Data Analysis and Performance Metrics
- Credit Policy Development
- Stakeholder Communication
- Project Management
- Business Case Development
- Customer Experience Enhancement
- Bachelor’s degree in Business Administration, Finance, Economics, or a related field; MBA or equivalent advanced degree preferred.
- Minimum 5-7 years of experience in product management within the financial services industry, with a focus on vehicle financing or retail lending products.
- Proven track record of successfully managing and launching financial products in a regulated environment.
- Strong analytical skills with proficiency in data-driven decision making and financial modeling.
- Excellent communication, leadership, and stakeholder management abilities.
- In-depth knowledge of regulatory frameworks governing vehicle loans and consumer finance in India.
- Experience working in a fast-paced banking environment with cross-functional teams.
Key Performance Indicators: #*Key Performance Indicators*#
Required Competencies: #*Required Competencies*#
Required Knowledge: #*Required Knowledge*#
Required Skills: #*Required Skills*#
Required abilities
- Physical: #*Physical*#
- Other: #*Other*#
Work Environment Details: #*Work Environment Details*#
Specific requirements
- Travel: #*Travel*#
- Vehicle: #*Vehicle*#
- Work Permit: #*Work Permit*#
Other details
- Pay Rate: #*Pay Rate*#
- Contract Types: #*Contract Types*#
- Time Constraints: #*Time Constraints*#
- Compliance Related: #*Compliance Related*#
- Union Affiliation: #*Union Affiliation*#