RC - Cards Credit Officer - NPC

�         Approval Rates, basis the target will be reviewed for the year for the location - Approval rates for all the locations - for the full year. 

�         Turn around time (TAT) from Login to Sanction  - Login to Sanction for all products as confirmed. 

�         Early Warning Signal- Location wise FPD for term Loans  - Location-wise FPD % for Business Loan as confirmed.  

�         Audit & Compliance, Basis Internal & Concurrent audit conducted & Report submitted. - Based on Internal & Concurrent audit conducted & Report submitted  

�         Training, Process improvement, Special assignment, support provided to Existing CPC,  policy feedback, vendor management, participation in pilot runs/testing etc. Feedback from CO team & Zonal Credit Manager/National Credit Manager - Job enrichment & Training initiative, Support to new locations &  products. Feedback from Head Credit -   & Other stake holders will be the source. 

�         Stakeholder management

Optimal qualification for success on the job is:

�         Graduate / Post- Graduation (MBA/ CA preferred)

�         Fresher or Experience in retail credit

For successful execution of the job, the candidate should possess:

�         Knowledge of credit, industry and product trends

�         Knowledge of regulatory guidelines and norms

�         Good communication (both verbal and written) skill in both English and the local language