About the role

RC - Credit Manager - Mortgages CreditINTERNAL USAGE:No. of Vacancies:Reports to:ACM/RCMIs a Team leader?NTeam Size:5-7Grade:M/SMBusiness:UnderwritingDepartment:�Retail CreditSub-Department:CPCLocation: Pan India CPC locationsAbout Retail CreditThe Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processesAbouttheRoleCPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing Associates would be reporting.Key Responsibilities

� Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products.

� Ensuring Data Entry quality by validating the data been updated by CPAs. Monitoring the data entry updating in all relevant applications as required by Bank.

� Review of proposals and decisioning loans in line with Bank Policy guidelines.

� Audit & Compliance adherence. Ensuring non-repetition of negative Audit Observations.

� Training, Process improvement, policy feedback, vendor management, participation in pilot runs/testing etc..

� Stakeholder management.

� Idea generation for new projects for process efficiency and cost saving.

Qualifications

Optimal qualification for success on the job is:

� Graduate / Post- Graduation (MBA/ CA preferred)

� Experience in retail credit with team handling.

Role Proficiencies:

For successful execution of the job, the candidate should possess:

� Knowledge of credit, industry and product trends

� Knowledge of regulatory guidelines and norms

� Good communication (both verbal and written) skill in both English and the local language

RC - Credit Manager - Mortgages Credit

About the role

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