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Axis Bank

Posted 23 Dec 2025

RC - RO - Mortgages Credit

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Workplace
Hybrid
Posted
23 Dec 2025

About the role

RC - RO - Mortgages CreditINTERNAL USAGE:No. of Vacancies:Reports to:ACM/RCMIs a Team leader?NTeam Size:-Grade:AM/DM/MBusiness:UnderwritingDepartment:�Retail CreditSub-Department:CPCLocation: Pan India CPC locationsAbout Retail CreditThe Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processesAbouttheRoleRelationship officer manages Legal and Technical activities. Monitors the vendor activities.�Key Responsibilities

�         Managing and Monitoring Legal and Technical reports

�         Managing Legal & Technical vendor empanelment, follow-up for Queries/reports.

�         Provision of Legal, Technical & Disbursement related activities for disbursement.

�         Training, Process improvement, Special assignment, support provided to Existing CPC, policy feedback, vendor management, participation in pilot runs/testing etc.

�         Stakeholder management

�         Idea generation for new projects for process efficiency and cost saving.

Qualifications

Optimal qualification for success on the job is:

�         Graduate / Post- Graduation (MBA, )

�         Experience in retail credit with team handling.

Role Proficiencies:

For successful execution of the job, the candidate should possess:

�         Knowledge of credit, industry and product trends

�         Knowledge of regulatory guidelines and norms

�         Good communication (both verbal and written) skill in both English and the local language

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