About the role
- Review the credit proposals by providing quick insight as a part of the sanctioning authority and by ensuring adherence to the standard process, Turn Around Time and decision consistency
- Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality.
- Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions
- Monitor the accounts to ensure maintenance of a healthy portfolio.
- Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives
- Ensure timely completion of key deliverables, audit queries and adherence to the corporate credit policy/ scheme
Optimal qualification for success on the job is:
� Graduation/ Post- Graduation (MBA/ CA preferred) from a recognized institute
� Experience in assessing credit of Corporate clients
Role Proficiencies:For successful execution of the job, the candidate should possess:
� Knowledge of credit, industry and product trends
� Knowledge of regulatory guidelines and norms
� Good communication (both verbal and written) skill in both English and the local language
� Ability to handle pressure and meet deadlines