About the role
Responsibilities:
- Portfolio Analysis: Check loan portfolio performance and identify where delinquencies/defaults are increasing.
- Credit Strategy: Create and improve rules for loan approval, credit limits, fraud, and collections.
- Risk Analysis: Study customer/loan data to identify risky and good-performing segments.
- Work with Product and Tech: Help implement credit rules and decision-making systems.
- Work with Data Science: Improve credit models and decide the right score cut-offs for approvals/rejections.
- Use Data: Work with Credit Bureau + alternative/digital data for underwriting.
Requirements:
- Product Knowledge: Must understand home loans and LAP, especially prime and affordable segments.
- Team Management: Should have experience managing a team.