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Payoneer

Posted 9 Sep 2026

Senior AI-Native Engineer

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Team
Business Applications
Posted
9 Sep 2026

About the role

Role summary

You will join a high-impact AI engineering team within R&D, owning problems end-to-end from understanding the business need, through architecture and implementation, to production monitoring. This is a new way of working at Payoneer: you'll work directly with business stakeholders, ship AI-driven capabilities at speed, and help define the methodology as we build it.

As a member of the AI Foundations organization, you will lead best practices, champion early adoption of new technologies, and influence the direction of our R&D guild - building and shipping cutting-edge agentic applications that deliver seamless experiences to our users.

Location

Hybrid - Gurgaon

Full-time

What you'll do

  • Own the full development loop understand the business problem, define the solution, architect it, build it, ship it, and monitor it in production
  • Use AI as your primary development tool, achieving in a day what used to take a team a week
  • Collaborate with your team and business stakeholders to define decision logic, risk thresholds, and success metrics
  • Design and build evaluation frameworks as part of every solution you don't ship what you can't measure
  • Own production readiness monitoring, alerting, and observability go in on day one
  • Contribute to shaping team practices, tooling, and engineering standards across the pod
  • Decompose business problems into agentic workflows, orchestrated flows, and reusable capabilities.

Who you are

  • 5+ years of software engineering experience, building and operating production systems
  • Hands-on experience with AI/ML systems in production not just prototyping, but shipping, monitoring, and iterating
  • Genuine fluency with AI-powered development tools you use them daily to move faster
  • Experience designing agentic architectures: orchestration, multi-step workflows, RAG pipelines, fallback and error handling
  • Strong evaluation instincts you define metrics, build test sets, and validate before shipping
  • Comfortable across the full stack you move between prompt engineering, backend services, data pipelines, and infrastructure as needed
  • High degree of independence you lead work from problem definition to production without waiting for detailed specs
  • Excellent communication you flag risks early, give direct feedback, and collaborate openly Fintech or regulated-environment experience is an advantage

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