About the role
Business Development: Drive the growth of the MSME and trading asset book through strategic partnerships and direct B2B lending initiatives.
Product Expertise: Oversee the delivery of various financial products, including supply chain finance, overdrafts, term finance, and demand loans.
Credit & Risk Management: Conduct thorough due diligence, credit monitoring, and risk assessment to ensure portfolio hygiene and control NPAs.
Strategic Planning: Manage P&L, budgeting, and data-driven business strategies to optimize the cost of acquisition and revenue generation.
Relationship Management: Foster long-term relationships with key B2B clients, industry representatives, and government bodies
Qualifications Minimum 5+ years of experience in SME lending, Business Banking, or B2B sales. Proficiency in credit monitoring tools, EWS (Early Warning Systems), and Microsoft Office Suite. Ensuring due diligence practices are followed to facilitate effective collections and recoveries