About the role
Responsibilities:
- Own the product roadmap and end-to-end lifecycle for health insurance underwriting products and platforms.
- Translate business requirements into clear PRDs, user stories, business rules, and acceptance criteria.
- Prioritise product enhancements while balancing business needs, regulatory requirements, and transformation initiatives.
- Collaborate with engineering, underwriting, actuarial, and business teams to develop scalable product solutions.
- Work on underwriting workflows, including proposal lifecycle, medical underwriting, pre-existing diseases (PED), loadings, exclusions, counter-offers, and moratoriums.
- Define and track product performance metrics such as turnaround time (TAT), conversion rates, cost, and loss ratio.
- Ensure compliance with IRDAI regulations and applicable health insurance guidelines.
- Drive API integrations, rules-engine capabilities, and data-driven product improvements.