Solution Architect

 Key Responsibilities

• Techno-Functional Solutioning
  
• Own end-to-end solution design for SCF modules including:
  
• Invoice Financing / Invoice Discounting
  
• PO Financing
  
• Vendor / Dealer Financing
  
• Receivables & Payables Financing
  
• Dynamic Discounting
  

Convert business requirements into:

• Functional flow diagrams
  
• Techno-functional solution documents
  
• API / integration-level requirements
  

• Ensure solutions are:
  

• Configurable and reusable
  
• Performance-optimized for high transaction volume
  
• Domain Ownership & Validation
  
• Act as the domain expert for Supply Chain Finance within product engineering
  

• Credit limits, utilization & exposure
  
• Interest, charges, tenor, and settlement
  
• Disbursement, repayment & liquidation flows
  

• Functional specifications
  
• Complex change requests
  
• Exception handling and edge cases
  
• Ensure compliance with banking and regulatory expectations.
  
• Technical & Architecture Alignment
  

• Ensure domain solutions align with system architecture
  
• Validate data models and integration contracts
  

• Pre-Sales, POC & Customer Engagement
  
• Support RFPs, POCs, and customer workshops with strong techno-functional inputs.
  
• Provide accurate capability mapping and gap analysis for customer requirements.
  

• Domain Expertise
  
• Strong hands-on experience in Supply Chain Finance / Transaction Banking, covering:
  
• Invoice Discounting
  
• PO Financing
  
• Receivables & Payables Financing
  

Deep understanding of:

• Credit risk and limit management
  
• Settlement & liquidation logic
  
• Interest, charges, and fee structures
  
• Technical & Functional Skills
  
• Experience working in software product development environments (mandatory).
  
• Experience on FSCM / SCF product platforms (mandatory)
  

• Microservices / service-oriented architectures
  
• APIs, events, and integrations
  
• Data models and domain-driven design concepts
  

Hands-on experience with:

• Functional design documents
  
• Impact analysis and solution reviews
  
• Stakeholder & Communication Skills
  
• Strong communication and documentation skills.
  

Ability to engage confidently with:

• Banks and enterprise customers
  
• Product managers
  
• Architects and engineering leaders
  
• Comfortable handling ambiguity and complex, cross-team discussions.