About the role
I.POSITION DESCRIPTION
JOB TITLE
Specialist-Products Vehicle Finance [Digital Initiatives]
GRADE
SM
DEPARTMENT
Vehicle Finance
LOCATION
HO [Bangalore]
SUB-DEPARTMENT
NA
TYPE OF POSITION
Full-time
REPORTS TO
Lead Product-Vehicle Finance
REPORTING INTO
-
II.ROLE PURPOSE & OBJECTIVE
·Manage the technology roadmap for the Vehicle Finance department
·Assist in developing partnerships with external parties/vendors to generate additional business
·Relationship management with key stakeholders for rolling out system related changes
III.SIZE OF THE ROLE
FINANCIAL SIZE
NON-FINANCIAL SIZE
Monitoring & managing an overall portfolio of ~2000 Cr [by FY27]
·Manage the technology requirements for TW & Pre-Owner Car loans business
·Manage the Digital Lending & third-party services
IV.KEY RESPONSIBILITIES
Business/Financials
·Develop tech enablers for growth of business and to improve process efficiency
·Define the technology roadmap & outline critical milestones which is aligned to department’s overall strategy
·Translate user needs into technical requirements. This includes understanding user needs, study market trends & competitive landscape to translate them into technical requirements for the engineering team
·Oversee Product Development Lifecycle ensuring the end result meets the objective
Customer (both Internal & External)
·Monitor market trends and competition, stay up to date with changing technology landscape which is crucial in making strategic decisions and defining the product roadmap
·Analyze product performance through close monitoring of key metrics and identify areas of improvement. Measure success of the product launches vs the north star metrics
·Explore partnerships with DSA/Fintech/lead generators for growth of business from alternate channels
Internal Process
·Coordinate with internal stakeholders & Ujjivan IT team to get relevant approvals to ensure smooth launch of the product or system related changes
·Coordinate with internal stakeholders in troubleshooting & resolving technology related issues
·Timely response & adherence to audit & compliance queries related to Loan Processing systems
Innovation & Learning
·Timely completion of assigned training courses
·Responsible for training and building technical knowhow & system awareness within the business vertical
·Develop training material for sales team pertaining to system related changes
V.MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS
Educational Qualifications
PGDM/MBA from a Tier 1 or 2 college preferred [not mandatory]
B. Tech in CS/IT specialization preferred
Work Experience
3-5 years of experience as Tech Product Manager or similar roles with relevant experience
Experience in managing digital lending channels, fintech integrations, key accounts management etc.
Experience in implementing IT projects & channel integration
Functional Skills
Experience in defining product strategy, managing tech. roadmaps & leading product development
Experience in banking domain & managing LOS and/or LMS is preferred
Behavioral Skills
Problem solving & decision making
Good Interpersonal & communication skills
Analytical thinking
VI.KEY INTERACTIONS
INTERNAL
EXTERNAL
Information Technology, Product & sales Compliance, Credit, Audit, Operations
Vendors/Channel Partners, Dealers, DSA
PREPARED BY – Sabyasachi Mahapatra
DATE – 28-09-2026
REVIEWED BY – Premkumar G
DATE – 28-09-2026
LAST UPDATED BY – TM Team
DATE – 03-10-2026