About the role
Business
Financial Services
Unit
Aditya Birla Capital Limited
Location
Mumbai
Poornata Position Number of the job
9
Reports to: Poornata Position Number
8
Poornata Position Title of the job
Portfolio Manager – Strategic Alliances
Reports to: Poornata Position Title
Lead – Strategic Alliances & Securitisation
Function
SME
Reports to: Function
SME
Department
SME
Reports to: Department
SME
Date of writing/ Updation of JD
11th November 2025
To oversee post-deal execution activities for securitization and co-lending; would involve managing reconciliation, collections, servicing, and overall operational compliance to ensure smooth functioning of the portfolios after deal onboarding
2) Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job.
Number of securitization pools/co-Lending partners managed
Cashflow Management
Delinquency and Collections
Stakeholder Coordination
3) Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section- Stakeholder Management: Coordinating and reconciling data across systems, teams, and partners for 100+ securitization deals and ~5 to 6 co-lending partners; Ensuring seamless settlements and reporting with third parties—trustees, originators, servicers, among others
- Systems Management: Managing technology upgrades and workflow automation, particularly when migrating legacy pools or integrating new servicing systems
- Compliance & Regulatory Controls: Mitigating risks from data errors, delayed settlements, cashflow mismatches, and audit exceptions
Key Result Areas
Supporting Actions
Servicing of Portfolios – Securitization & Co-lending
- Pool Reconciliation & Accuracy:
- Coordinate with operations and product team to ensure smooth onboarding and servicing for all deals in the system
- Carry out monthly activity on updating amorts/cashflows on the system for transactions with undefined payment schedules, using programming tools like VBA Macros and software
- Address and resolve discrepancies with counterparties and internal teams promptly
- Track the onboarded portfolio to avoid lags and manage the risk of default
- Proactive resolution of operational issues, disputes, and exceptions in servicing, reconciliation, or settlements
- Collections & Servicing Performance:
- Achieve targeted collection rates and ensure servicing actions occur within defined timeline by liasoning with partner’s and internal collections teams
- Regularly monitor collections status, delinquencies, and initiate follow-up for overdue amounts
- Management of co-lending cases on the middleware for onboarding & servicing:
- Ensure cases are moving correctly on the system and timely disbursements are being initiated
- Regularly monitor collections status, delinquencies, and initiate follow ups for overdue amounts
- Prepare monthly/quarterly MIS, investor updates, and reconciliation statements using middleware-generated reports
- Ensure real-time data exchange, accurate reporting, and secure communication between partners via middleware
- Troubleshoot and resolve middleware integration issues, ensuring compliance and operational continuity
Responsible for day-to-day reconciliation, data entry, and reporting for securitization and co-lending pools; Supports in tracking collections, resolving discrepancies, and maintaining accurate records for all transactions; Updates and maintains servicing records and escalates exceptions to the manager
Internal
- Business
- Operations
- IT
- Legal & Compliance
- Finance
Daily
Perform project management and track progress while working in tandem with cross-functional teams
External
- NBFCs
- Banks
Daily
Regular operational and technical coordination