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Credila Financial Services Limited

Posted 27 Oct 2026

Technical Lead I / Technical Lead II

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Employment
Full time
Team
Technology
Posted
27 Oct 2026

About the role

Job Title: Technical Lead

Company

Credila Financial Services Limited

Location

Bangalore

Department

Technology

Travel

To be undertaken periodically

About the Company

Credila Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited) is one of India’s largest education loan non-banking financial companies (NBFCs) offering education loans to Indian students. With an in-depth understanding of the higher education domain in India as well as overseas, Credila offers tailor-made education loan solutions that help enable students to be financially equipped to pursue their education at their dream university and country of study. Since inception, Credila has funded 178,000+ Indian students across 63 countries in 4,600 institutes.

Key roles and responsibilities

üDeliver best engineered products from all engineering aspects like designing and architecting across multiple product lines

üDrive customer experience, continually raising the bar on functionality, usability, and simplicity

üChampion engineering and operational excellence, establishing metrics and process for regular assessment and improvement

üDrive best practices, and is a pro with agile methodologies / practices - SCRUM, Test Driven Development (TDD)Breaking down complex requirements into simpler stories

üEstablish a solid project framework and development processes

üOperate strategically and tactically. Work on strategy and help set direction while staying on top of the day-to-day software development

üManage headcount, deliverables, schedules across ongoing projects, ensure that timelines are met in accordance with the project roadmap

üDirect and provide ongoing leadership for a team of individual contributors, set objectives, review performances, define growth plan and nurture.

Qualifications & Experience

üBachelor’s/master’s degree in computer science, Information Technology, or related field.

ü7-13 years of experience in software architecture and enterprise application development.

üMinimum 10+ years of hands-on experience architecting or managing Loan Origination Systems (LOS) in an NBFC or BFSI setup.

üStrong experience with digital lending platforms, microservices architecture, and workflow engines.

üExpertise in integrating with credit bureaus, KYC platforms

üSolid understanding of database technologies (RDBMS and NoSQL), caching, and performance tuning.

üExperience in agile delivery, DevOps practices, and distributed system architecture

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