About the role
- 5+ years in Product Management / Technical Product Ownership
- 3+ years of hands-on experience in Payment Gateway, Payment Processing, or FinTech products
- Experience in regulated financial/payment systems preferred
- Bangalore / Chennai / Pune / Hyderabad (Open to discussion based on business requirements)
- Product Ownership and Backlog Management
- Product Roadmap Planning & Execution
- Requirements Gathering and Analysis
- User Story & Acceptance Criteria Creation
- Agile / Scrum Methodologies
- Sprint Planning, Backlog Grooming, Reviews & Retrospectives
- Strong experience in Payment Gateway and Payment Processing systems
- Deep understanding of payment lifecycle:
- Authorization
- Capture
- Settlement
- Reconciliation
- Refunds
- Chargebacks
- Recurring Payments
- Payment Processors, Card Networks, Acquiring Banks, and Merchants
- Payment API integrations and payment workflows
- PCI-DSS Compliance
- Payment Security Standards
- Tokenization & Encryption
- PSD2, GDPR, and related regulatory requirements
- Fraud Prevention and Risk Management
- API Integration & Management
- Payment Gateway Architecture
- Database Knowledge (SQL preferred)
- Technical Documentation Review
- Ability to collaborate with Engineering teams on technical design discussions
- Understanding of payment integration patterns and webhook processing
- Cross-functional collaboration with Engineering, QA, Design, Operations, Compliance, and Business teams
- Customer and stakeholder management
- Product demonstrations and requirement workshops
- Strong communication and presentation skills
- B2B SaaS or Enterprise Product experience
- FinTech domain expertise
- Payment API design and strategy
- Microservices Architecture
- Cloud-based payment platforms
- UAT Planning & Execution
- Product Analytics and KPI Tracking
- Competitive Analysis & Market Research
- Experience with Visa, Mastercard, AMEX ecosystems
- Knowledge of payment sandbox/testing environments
- CSPO, PSPO, SAFe Product Owner/Product Manager certifications