About the role
Main Responsibilities:
• Reviewing financial statements of MNC corporates and some Indian corporates and updating them in banks standard spreadsheet.
• Performing independent risk analysis on these corporates, formulating logical and appropriate recommendations.
• Manage all matters related to the submission of credit applications (pre and post approval) and maintaining valid obligor ratings.
• Liaise with front office, management, and risk to facilitate credit requests on a timely basis.
• Perform ongoing monitoring of exposures and provide early identification of emerging risks and problem accounts.
• Support administrative functions of the department which includes regular business MIS creations / updation, regulatory required data submission and follow-up with the key stake holders.
• Supporting senior analysts of the team.
• Tracking Industry updates to review impact on clients if any.
Academic Background (Degree and Major): (Hons) / MBA or Master's in Finance / Chartered Accountancy
Working Experience / Technical Skills & Know-how: Trainee or internship experience of 1-2 years preferred, particularly in Bank Audit.
Skills & Competencies
- Ability to comprehend company balance sheets and use them for internal requirements.
- Ability to quickly identify, analyze, and assess credit risks of counterparties and perform ongoing counterparty risk analysis.
- Banking product knowledge.
- Strong team player with excellent interpersonal, written, and verbal communication skills.
- Responsibility: Ability to generate outstanding individual and collective performance.
- Team Spirit: Ability to build relationships with internal and external stakeholders, develop synergies within the team and across the Group.
- Commitment: Ability to listen actively and demonstrate emotional intelligence to engage others.
Language Skills: English
Computer Skills: Strong computer application skills, including Microsoft Word, Excel, and other Microsoft Office applications.