About the role
Group Company: AU Small Finance Bank Limited
Designation: Bank Officer - MFIB - Sales & Services
Office Location:
Position description: #*Position description*#
Primary Responsibilities: #*Primary Responsibilities*#
Additional Responsibilities: #*Additional Responsibilities*#
Reporting Team
- Reporting Designation: #*Reporting Designation*#
- Reporting Department: #*Reporting Department*#
Educational qualifications preferred
#*Education and Experience*#
- Category: #*Category*#
- Field specialization: #*Field specialization*#
- Degree: #*Degree*#
- Academic score: #*Academic score*#
- Institution tier: #*Institution tier*#
Required Certification/s: #*Required Certification/s*#
Required Training/s: #*Required Training/s*#
Required work experience
- Industry: #*Industry*#
- Role: #*Role*#
- Years of experience: #*Years of experience*#
- Develop and implement strategic sales plans to achieve branch and bank-wide targets for financial products and services.
- Identify and engage potential customers through market research, networking, and outreach initiatives to expand the bank’s customer base.
- Provide comprehensive financial advice and solutions to customers, aligning products with their individual needs and financial goals.
- Ensure adherence to all regulatory and compliance requirements in all sales and service activities, maintaining the bank’s reputation and operational integrity.
- Manage customer relationships by addressing inquiries, resolving issues promptly, and ensuring a high level of customer satisfaction.
- Collaborate with internal teams to streamline service delivery and enhance the overall customer experience.
- Monitor and analyze sales performance metrics, preparing detailed reports for senior management to inform strategic decisions.
- Conduct regular training and development sessions for junior staff to enhance their product knowledge and sales capabilities.
- Stay updated with industry trends, competitor activities, and regulatory changes to proactively adapt sales strategies.
- Facilitate smooth onboarding of new customers, ensuring all documentation and KYC processes are accurately completed.
- Financial Product Knowledge
- Customer Relationship Management (CRM)
- Regulatory Compliance
- Sales Strategy Development
- Market Research and Analysis
- KYC and Documentation Processes
- Communication and Negotiation
- Problem Solving and Conflict Resolution
- Team Leadership and Training
- Data Analysis and Reporting
- Bachelor’s degree in Finance, Business Administration, or a related field; MBA or relevant postgraduate qualification is an advantage.
- Minimum of 3-5 years of experience in banking sales and customer service, preferably within the financial services industry.
Key Performance Indicators: #*Key Performance Indicators*#
Required Competencies: #*Required Competencies*#
Required Knowledge: #*Required Knowledge*#
Required Skills: #*Required Skills*#
Required abilities
- Physical: #*Physical*#
- Other: #*Other*#
Work Environment Details: #*Work Environment Details*#
Specific requirements
- Travel: #*Travel*#
- Vehicle: #*Vehicle*#
- Work Permit: #*Work Permit*#
Other details
- Pay Rate: #*Pay Rate*#
- Contract Types: #*Contract Types*#
- Time Constraints: #*Time Constraints*#
- Compliance Related: #*Compliance Related*#
- Union Affiliation: #*Union Affiliation*#