About the role
Responsibilities:
- Lead the architectural design and technology roadmap for the LOS system across all lending verticals.
- Collaborate with cross-functional teams including business, operations, product managers, and development teams to deliver scalable, secure, and high-performing LOS solutions.
- Provide architectural governance, code quality oversight, and best practices for solution development and deployment.
- Translate complex business requirements into technical solutions, ensuring alignment with enterprise architecture standards.
- Ensure system design supports high availability, fault tolerance, and performance optimisation for large-scale lending operations.
- Evaluate, recommend, and implement new tools, technologies, and processes to improve the LOS ecosystem.
- Guide internal and vendor development teams in adopting best-in-class architectural practices.
- Participate in RFP evaluations and vendor selection for LOS systems or associated components.
- Ensure robust data management practices, data privacy compliance, and security frameworks are integrated into system design.
Requirements:
- Bachelor's/Master's degree in Computer Science, Information Technology, or related field.
- 10-16 years of experience in software architecture and enterprise application development.
- Minimum 10+ years of hands-on experience architecting or managing Loan Origination Systems (LOS) in an NBFC or BFSI setup.
- Strong experience with digital lending platforms, microservices architecture, and workflow engines.
- Expertise in integrating with credit bureaus and KYC platforms.
- Solid understanding of database technologies (RDBMS and NoSQL), caching, and performance tuning.
- Experience in agile delivery, DevOps practices, and distributed system architecture.